Last Updated:
Best Online Savings Rates
Earn 20X more than regular savings accounts. Fully insured by FDIC.
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| Account | APY Rate | Earn on $100K | Compare to Avg | Last Change | |
|---|---|---|---|---|---|
| T-Mobile | 1.00% | $1,000.00 | 20X |
|
|
|
Customers
-0.05% on |
0.75% | $750.00 | 15X |
-0.05%
to 0.75%
on
|
|
|
Axos
-0.10% on |
0.70% | $700.00 | 14X |
-0.10%
to 0.70%
on
|
|
|
SFGI
-0.14% on |
0.67% | $670.00 | 13X |
-0.14%
to 0.67%
on
|
|
|
CFG
-0.02% on |
0.66% | $660.00 | 13X |
-0.02%
to 0.66%
on
|
|
|
Affirm
-0.35% on |
0.65% | $650.00 | 13X |
-0.35%
to 0.65%
on
|
|
|
Connect One
-0.05% on |
0.65% | $650.00 | 13X |
-0.05%
to 0.65%
on
|
|
|
Comenity
-0.20% on |
0.60% | $600.00 | 12X |
-0.20%
to 0.60%
on
|
|
|
First Foundation
-0.15% on |
0.60% | $600.00 | 12X |
-0.15%
to 0.60%
on
|
|
|
Live Oak
-0.10% on |
0.60% | $600.00 | 12X |
-0.10%
to 0.60%
on
|
|
|
Mutual One
-0.10% on |
0.60% | $600.00 | 12X |
-0.10%
to 0.60%
on
|
|
|
National Cooperative
-0.31% on |
0.60% | $600.00 | 12X |
-0.31%
to 0.60%
on
|
|
|
Prime Alliance
-0.15% on |
0.60% | $600.00 | 12X |
-0.15%
to 0.60%
on
|
|
|
Spectrum
-0.20% on |
0.60% | $600.00 | 12X |
-0.20%
to 0.60%
on
|
|
|
Vio
-0.09% on |
0.57% | $570.00 | 11X |
-0.09%
to 0.57%
on
|
|
|
Alliant
-0.10% on |
0.55% | $550.00 | 11X |
-0.10%
to 0.55%
on
|
|
|
PenFed
-0.05% on |
0.55% | $550.00 | 11X |
-0.05%
to 0.55%
on
|
|
|
Popular
-0.05% on |
0.55% | $550.00 | 11X |
-0.05%
to 0.55%
on
|
|
|
Synchrony
-0.05% on |
0.55% | $550.00 | 11X |
-0.05%
to 0.55%
on
|
|
| Valley | 0.55% | $550.00 | 11X |
|
|
|
CIBC
-0.10% on |
0.52% | $520.00 | 10X |
-0.10%
to 0.52%
on
|
|
|
Ally
-0.10% on |
0.50% | $500.00 | 10X |
-0.10%
to 0.50%
on
|
|
|
American Express
-0.10% on |
0.50% | $500.00 | 10X |
-0.10%
to 0.50%
on
|
|
|
Blue
-0.15% on |
0.50% | $500.00 | 10X |
-0.15%
to 0.50%
on
|
|
|
Chime
-0.50% on |
0.50% | $500.00 | 10X |
-0.50%
to 0.50%
on
|
|
|
CIT
-0.05% on |
0.50% | $500.00 | 10X |
-0.05%
to 0.50%
on
|
|
|
Discover
-0.05% on |
0.50% | $500.00 | 10X |
-0.05%
to 0.50%
on
|
|
|
iGObanking
-0.05% on |
0.50% | $500.00 | 10X |
-0.05%
to 0.50%
on
|
|
|
Level
-1.60% on |
0.50% | $500.00 | 10X |
-1.60%
to 0.50%
on
|
|
|
Marcus
-0.10% on |
0.50% | $500.00 | 10X |
-0.10%
to 0.50%
on
|
|
|
Northern
-0.10% on |
0.50% | $500.00 | 10X |
-0.10%
to 0.50%
on
|
|
|
Purely
-0.05% on |
0.50% | $500.00 | 10X |
-0.05%
to 0.50%
on
|
|
|
Rising
-0.10% on |
0.50% | $500.00 | 10X |
-0.10%
to 0.50%
on
|
|
|
Salem Five
-0.11% on |
0.50% | $500.00 | 10X |
-0.11%
to 0.50%
on
|
|
|
Star One
-0.10% on |
0.50% | $500.00 | 10X |
-0.10%
to 0.50%
on
|
|
|
Total Direct
-0.10% on |
0.50% | $500.00 | 10X |
-0.10%
to 0.50%
on
|
|
|
Western State
-0.10% on |
0.50% | $500.00 | 10X |
-0.10%
to 0.50%
on
|
|
|
Bank7
-0.05% on |
0.45% | $450.00 | 9X |
-0.05%
to 0.45%
on
|
|
|
Gateway First
-0.10% on |
0.45% | $450.00 | 9X |
-0.10%
to 0.45%
on
|
|
|
My eBank
-0.15% on |
0.45% | $450.00 | 9X |
-0.15%
to 0.45%
on
|
|
|
Northpointe
-0.10% on |
0.45% | $450.00 | 9X |
-0.10%
to 0.45%
on
|
|
|
Sallie Mae
-0.10% on |
0.45% | $450.00 | 9X |
-0.10%
to 0.45%
on
|
|
|
Virtual
-0.10% on |
0.45% | $450.00 | 9X |
-0.10%
to 0.45%
on
|
|
|
Bank5
-0.15% on |
0.40% | $400.00 | 8X |
-0.15%
to 0.40%
on
|
|
|
Barclays
-0.05% on |
0.40% | $400.00 | 8X |
-0.05%
to 0.40%
on
|
|
|
Betterment
+0.10% on |
0.40% | $400.00 | 8X |
+0.10%
to 0.40%
on
|
|
|
Brio
+0.15% on |
0.40% | $400.00 | 8X |
+0.15%
to 0.40%
on
|
|
|
Capital One 360
-0.10% on |
0.40% | $400.00 | 8X |
-0.10%
to 0.40%
on
|
|
|
Citizens Access
-0.10% on |
0.40% | $400.00 | 8X |
-0.10%
to 0.40%
on
|
|
|
Dollar Savings
-0.05% on |
0.40% | $400.00 | 8X |
-0.05%
to 0.40%
on
|
|
|
Elements
-0.15% on |
0.40% | $400.00 | 8X |
-0.15%
to 0.40%
on
|
|
|
FNBO
-0.10% on |
0.40% | $400.00 | 8X |
-0.10%
to 0.40%
on
|
|
|
NBKC
-0.10% on |
0.40% | $400.00 | 8X |
-0.10%
to 0.40%
on
|
|
|
Pure Point
-0.20% on |
0.40% | $400.00 | 8X |
-0.20%
to 0.40%
on
|
|
|
Quontic
-0.15% on |
0.40% | $400.00 | 8X |
-0.15%
to 0.40%
on
|
|
|
Simple
-0.10% on |
0.40% | $400.00 | 8X |
-0.10%
to 0.40%
on
|
|
|
Varo
-0.41% on |
0.40% | $400.00 | 8X |
-0.41%
to 0.40%
on
|
|
|
Envision
-0.05% on |
0.35% | $350.00 | 7X |
-0.05%
to 0.35%
on
|
|
|
Wealthfront
+0.09% on |
0.35% | $350.00 | 7X |
+0.09%
to 0.35%
on
|
|
|
Credit Karma
-0.10% on |
0.30% | $300.00 | 6X |
-0.10%
to 0.30%
on
|
|
|
My Savings
-0.15% on |
0.30% | $300.00 | 6X |
-0.15%
to 0.30%
on
|
|
| Robinhood | 0.30% | $300.00 | 6X |
|
|
|
EBSB
-0.14% on |
0.26% | $260.00 | 5X |
-0.14%
to 0.26%
on
|
|
|
Northfield
-0.10% on |
0.25% | $250.00 | 5X |
-0.10%
to 0.25%
on
|
|
|
Radius
-0.90% on |
0.25% | $250.00 | 5X |
-0.90%
to 0.25%
on
|
|
|
SoFi
-0.85% on |
0.25% | $250.00 | 5X |
-0.85%
to 0.25%
on
|
|
|
Web
-0.15% on |
0.25% | $250.00 | 5X |
-0.15%
to 0.25%
on
|
|
|
Empower
-0.05% on |
0.20% | $200.00 | 4X |
-0.05%
to 0.20%
on
|
|
|
Investors
-0.05% on |
0.20% | $200.00 | 4X |
-0.05%
to 0.20%
on
|
|
|
UFB
-0.20% on |
0.20% | $200.00 | 4X |
-0.20%
to 0.20%
on
|
|
| Yotta | 0.20% | $200.00 | 4X |
|
|
|
HSBC
-0.15% on |
0.15% | $150.00 | 3X |
-0.15%
to 0.15%
on
|
|
| E*Trade | 0.05% | $50.00 | 1X |
|
|
| National Average | 0.05% | $50.00 | 1X |
|
|
|
Personal Capital
-1.00% on |
0.05% | $50.00 | 1X |
-1.00%
to 0.05%
on
|
|
|
BBVA
-0.02% on |
0.03% | $30.00 | 0.6X |
-0.02%
to 0.03%
on
|
|
|
Memory
-0.03% on |
0.02% | $20.00 | 0.4X |
-0.03%
to 0.02%
on
|
|
| Bank Of America | 0.01% | $10.00 | 0.2X |
|
|
| Wells Fargo | 0.01% | $10.00 | 0.2X |
|
|