Last Updated:  

Best Online Savings Rates

Earn 20X more than regular savings accounts. Fully insured by FDIC.


to be notified of latest rate changes

Account APY Rate Earn on $100K Compare to Avg Last Change
Affirm
-0.30% on
1.00% $1,000.00 20X
-0.30% to 1.00% on
Chime
-0.10% on
1.00% $1,000.00 20X
-0.10% to 1.00% on
T-Mobile 1.00% $1,000.00 20X
National Cooperative
-0.20% on
0.91% $910.00 18X
-0.20% to 0.91% on
Varo
-0.40% on
0.81% $810.00 16X
-0.40% to 0.81% on
Customers
-0.30% on
0.80% $800.00 16X
-0.30% to 0.80% on
First Foundation
-0.25% on
0.75% $750.00 15X
-0.25% to 0.75% on
CFG
-0.04% on
0.72% $720.00 14X
-0.04% to 0.72% on
Axos
-0.10% on
0.70% $700.00 14X
-0.10% to 0.70% on
Connect One
-0.10% on
0.70% $700.00 14X
-0.10% to 0.70% on
Mutual One 0.70% $700.00 14X
SFGI
-0.14% on
0.67% $670.00 13X
-0.14% to 0.67% on
Vio
-0.10% on
0.66% $660.00 13X
-0.10% to 0.66% on
Blue 0.65% $650.00 13X
Popular
-0.05% on
0.65% $650.00 13X
-0.05% to 0.65% on
CIBC
-0.08% on
0.62% $620.00 12X
-0.08% to 0.62% on
Salem Five
-0.19% on
0.61% $610.00 12X
-0.19% to 0.61% on
Ally
-0.20% on
0.60% $600.00 12X
-0.20% to 0.60% on
American Express
-0.20% on
0.60% $600.00 12X
-0.20% to 0.60% on
Comenity
-0.20% on
0.60% $600.00 12X
-0.20% to 0.60% on
Live Oak
-0.10% on
0.60% $600.00 12X
-0.10% to 0.60% on
My eBank
-0.10% on
0.60% $600.00 12X
-0.10% to 0.60% on
Northern
-0.15% on
0.60% $600.00 12X
-0.15% to 0.60% on
PenFed
-0.10% on
0.60% $600.00 12X
-0.10% to 0.60% on
Prime Alliance
-0.15% on
0.60% $600.00 12X
-0.15% to 0.60% on
Rising
-0.05% on
0.60% $600.00 12X
-0.05% to 0.60% on
Simple
-0.20% on
0.60% $600.00 12X
-0.20% to 0.60% on
Spectrum
-0.20% on
0.60% $600.00 12X
-0.20% to 0.60% on
Synchrony
-0.05% on
0.60% $600.00 12X
-0.05% to 0.60% on
Western State
-0.15% on
0.60% $600.00 12X
-0.15% to 0.60% on
Alliant
-0.10% on
0.55% $550.00 11X
-0.10% to 0.55% on
Bank7
-0.10% on
0.55% $550.00 11X
-0.10% to 0.55% on
Elements
-0.10% on
0.55% $550.00 11X
-0.10% to 0.55% on
Gateway First
-0.10% on
0.55% $550.00 11X
-0.10% to 0.55% on
iGObanking
-0.05% on
0.55% $550.00 11X
-0.05% to 0.55% on
Northpointe
-0.50% on
0.55% $550.00 11X
-0.50% to 0.55% on
Purely
-0.05% on
0.55% $550.00 11X
-0.05% to 0.55% on
Sallie Mae
-0.05% on
0.55% $550.00 11X
-0.05% to 0.55% on
Valley 0.55% $550.00 11X
Capital One 360
-0.15% on
0.50% $500.00 10X
-0.15% to 0.50% on
CIT
-0.05% on
0.50% $500.00 10X
-0.05% to 0.50% on
Citizens Access
-0.10% on
0.50% $500.00 10X
-0.10% to 0.50% on
Discover
-0.05% on
0.50% $500.00 10X
-0.05% to 0.50% on
Envision
-0.05% on
0.50% $500.00 10X
-0.05% to 0.50% on
FNBO
-0.10% on
0.50% $500.00 10X
-0.10% to 0.50% on
Level
-1.60% on
0.50% $500.00 10X
-1.60% to 0.50% on
Marcus
-0.10% on
0.50% $500.00 10X
-0.10% to 0.50% on
NBKC
-0.30% on
0.50% $500.00 10X
-0.30% to 0.50% on
Star One
-0.10% on
0.50% $500.00 10X
-0.10% to 0.50% on
Total Direct
-0.10% on
0.50% $500.00 10X
-0.10% to 0.50% on
Barclays
-0.05% on
0.45% $450.00 9X
-0.05% to 0.45% on
Brio
-0.05% on
0.45% $450.00 9X
-0.05% to 0.45% on
Dollar Savings
-0.05% on
0.45% $450.00 9X
-0.05% to 0.45% on
My Savings
-0.05% on
0.45% $450.00 9X
-0.05% to 0.45% on
Virtual
-0.10% on
0.45% $450.00 9X
-0.10% to 0.45% on
Bank5
-0.15% on
0.40% $400.00 8X
-0.15% to 0.40% on
Betterment
+0.10% on
0.40% $400.00 8X
+0.10% to 0.40% on
Credit Karma
-0.04% on
0.40% $400.00 8X
-0.04% to 0.40% on
EBSB
-0.22% on
0.40% $400.00 8X
-0.22% to 0.40% on
Pure Point
-0.20% on
0.40% $400.00 8X
-0.20% to 0.40% on
Quontic
-0.15% on
0.40% $400.00 8X
-0.15% to 0.40% on
UFB
-0.95% on
0.40% $400.00 8X
-0.95% to 0.40% on
Wealthfront
+0.09% on
0.35% $350.00 7X
+0.09% to 0.35% on
Robinhood 0.30% $300.00 6X
Empower
-1.40% on
0.25% $250.00 5X
-1.40% to 0.25% on
Northfield
-0.10% on
0.25% $250.00 5X
-0.10% to 0.25% on
Radius
-0.90% on
0.25% $250.00 5X
-0.90% to 0.25% on
SoFi
-0.85% on
0.25% $250.00 5X
-0.85% to 0.25% on
Web
-0.15% on
0.25% $250.00 5X
-0.15% to 0.25% on
Investors
-0.05% on
0.20% $200.00 4X
-0.05% to 0.20% on
Yotta 0.20% $200.00 4X
HSBC
-0.15% on
0.15% $150.00 3X
-0.15% to 0.15% on
BBVA
-0.02% on
0.05% $50.00 1X
-0.02% to 0.05% on
E*Trade 0.05% $50.00 1X
Memory
-0.20% on
0.05% $50.00 1X
-0.20% to 0.05% on
National Average 0.05% $50.00 1X
Personal Capital
-1.00% on
0.05% $50.00 1X
-1.00% to 0.05% on
Bank Of America 0.01% $10.00 0.2X
Wells Fargo 0.01% $10.00 0.2X