Last Updated:  

Best Online Savings Rates

Earn 20X more than regular savings accounts. Fully insured by FDIC.



Account APY Rate Earn on $100K Compare to Avg Last Change
Axos
-0.30% on
1.05% $1,050.00 21X
-0.30% to 1.05% on
Affirm
-0.30% on
1.00% $1,000.00 20X
-0.30% to 1.00% on
Chime
-0.10% on
1.00% $1,000.00 20X
-0.10% to 1.00% on
First Foundation
-0.20% on
1.00% $1,000.00 20X
-0.20% to 1.00% on
CFG
-0.10% on
0.90% $900.00 18X
-0.10% to 0.90% on
Connect One 0.90% $900.00 18X
Vio
-0.08% on
0.83% $830.00 17X
-0.08% to 0.83% on
SFGI
-0.20% on
0.81% $810.00 16X
-0.20% to 0.81% on
Varo
-0.40% on
0.81% $810.00 16X
-0.40% to 0.81% on
Ally
-0.20% on
0.80% $800.00 16X
-0.20% to 0.80% on
CIBC
-0.20% on
0.80% $800.00 16X
-0.20% to 0.80% on
Citizens Access
-0.35% on
0.80% $800.00 16X
-0.35% to 0.80% on
Gateway First
-0.20% on
0.80% $800.00 16X
-0.20% to 0.80% on
NBKC
-0.55% on
0.80% $800.00 16X
-0.55% to 0.80% on
Salem Five
-0.45% on
0.80% $800.00 16X
-0.45% to 0.80% on
Simple
-0.20% on
0.80% $800.00 16X
-0.20% to 0.80% on
Spectrum
-0.10% on
0.80% $800.00 16X
-0.10% to 0.80% on
Virtual
-0.10% on
0.80% $800.00 16X
-0.10% to 0.80% on
Bank5
-0.10% on
0.75% $750.00 15X
-0.10% to 0.75% on
Dollar Savings
-0.10% on
0.75% $750.00 15X
-0.10% to 0.75% on
iGObanking 0.75% $750.00 15X
Northern
-0.15% on
0.75% $750.00 15X
-0.15% to 0.75% on
Prime Alliance
-0.60% on
0.75% $750.00 15X
-0.60% to 0.75% on
Purely
-0.70% on
0.75% $750.00 15X
-0.70% to 0.75% on
Synchrony
-0.55% on
0.75% $750.00 15X
-0.55% to 0.75% on
Western State
-0.35% on
0.75% $750.00 15X
-0.35% to 0.75% on
Live Oak
-0.15% on
0.70% $700.00 14X
-0.15% to 0.70% on
Mutual One 0.70% $700.00 14X
My eBank 0.70% $700.00 14X
PenFed
-0.10% on
0.70% $700.00 14X
-0.10% to 0.70% on
Sallie Mae
-0.10% on
0.70% $700.00 14X
-0.10% to 0.70% on
Star One 0.70% $700.00 14X
Alliant
-0.10% on
0.65% $650.00 13X
-0.10% to 0.65% on
Bank7
-0.10% on
0.65% $650.00 13X
-0.10% to 0.65% on
Brio
-0.05% on
0.65% $650.00 13X
-0.05% to 0.65% on
Capital One 360
-0.15% on
0.65% $650.00 13X
-0.15% to 0.65% on
My Savings
-1.05% on
0.65% $650.00 13X
-1.05% to 0.65% on
Rising
-0.15% on
0.65% $650.00 13X
-0.15% to 0.65% on
EBSB
-0.48% on
0.62% $620.00 12X
-0.48% to 0.62% on
American Express
-0.20% on
0.60% $600.00 12X
-0.20% to 0.60% on
Barclays
-0.20% on
0.60% $600.00 12X
-0.20% to 0.60% on
CIT
-0.15% on
0.60% $600.00 12X
-0.15% to 0.60% on
Comenity
-0.20% on
0.60% $600.00 12X
-0.20% to 0.60% on
Discover
-0.10% on
0.60% $600.00 12X
-0.10% to 0.60% on
Envision
-0.60% on
0.60% $600.00 12X
-0.60% to 0.60% on
FNBO
-0.15% on
0.60% $600.00 12X
-0.15% to 0.60% on
Marcus
-0.20% on
0.60% $600.00 12X
-0.20% to 0.60% on
Pure Point 0.60% $600.00 12X
Total Direct
-0.20% on
0.60% $600.00 12X
-0.20% to 0.60% on
Elements
-0.10% on
0.55% $550.00 11X
-0.10% to 0.55% on
Northpointe
-0.50% on
0.55% $550.00 11X
-0.50% to 0.55% on
Quontic
-0.20% on
0.55% $550.00 11X
-0.20% to 0.55% on
HSBC
-0.20% on
0.50% $500.00 10X
-0.20% to 0.50% on
Level
-1.60% on
0.50% $500.00 10X
-1.60% to 0.50% on
Northfield
-0.20% on
0.45% $450.00 9X
-0.20% to 0.45% on
Credit Karma
-0.12% on
0.44% $440.00 9X
-0.12% to 0.44% on
Betterment
+0.10% on
0.40% $400.00 8X
+0.10% to 0.40% on
UFB
-0.95% on
0.40% $400.00 8X
-0.95% to 0.40% on
Wealthfront
+0.09% on
0.35% $350.00 7X
+0.09% to 0.35% on
Robinhood 0.30% $300.00 6X
Empower
-1.40% on
0.25% $250.00 5X
-1.40% to 0.25% on
Investors
-0.15% on
0.25% $250.00 5X
-0.15% to 0.25% on
Radius
-0.90% on
0.25% $250.00 5X
-0.90% to 0.25% on
SoFi
-0.85% on
0.25% $250.00 5X
-0.85% to 0.25% on
Web
-0.15% on
0.25% $250.00 5X
-0.15% to 0.25% on
E*Trade 0.05% $50.00 1X
Memory
-0.20% on
0.05% $50.00 1X
-0.20% to 0.05% on
National Average 0.05% $50.00 1X
Personal Capital
-1.00% on
0.05% $50.00 1X
-1.00% to 0.05% on
Bank Of America 0.01% $10.00 0.2X
Wells Fargo 0.01% $10.00 0.2X