Last Updated:  

Best Online Savings Rates

Earn 20X more then regular savings accounts. Fully insured by FDIC.



Account APY Rate Earn on $100K Compare to Avg
Affirm 1.30% $1,300.00 22X
Sallie Mae 1.25% $1,250.00 21X
Varo 1.21% $1,210.00 20X
Gateway First 1.15% $1,150.00 19X
Axos 1.05% $1,050.00 18X
CIBC 1.05% $1,050.00 18X
Total Direct 1.05% $1,050.00 18X
CFG 1.04% $1,040.00 17X
Prime Alliance 1.01% $1,010.00 17X
Quontic 1.01% $1,010.00 17X
SFGI 1.01% $1,010.00 17X
Vio 1.01% $1,010.00 17X
Ally 1.00% $1,000.00 17X
American Express 1.00% $1,000.00 17X
Chime 1.00% $1,000.00 17X
Comenity 1.00% $1,000.00 17X
First Foundation 1.00% $1,000.00 17X
Simple 1.00% $1,000.00 17X
Virtual 1.00% $1,000.00 17X
Northern 1.00% $1,000.00 17X
Connect One 1.00% $1,000.00 17X
CIT 1.00% $1,000.00 17X
Bank7 0.95% $950.00 16X
My eBank 0.90% $900.00 15X
PenFed 0.90% $900.00 15X
Spectrum 0.90% $900.00 15X
FNBO 0.90% $900.00 15X
Bank5 0.85% $850.00 14X
Dollar Savings 0.85% $850.00 14X
Live Oak 0.85% $850.00 14X
Barclays 0.80% $800.00 13X
Capital One 360 0.80% $800.00 13X
Citizens Access 0.80% $800.00 13X
Discover 0.80% $800.00 13X
Marcus 0.80% $800.00 13X
NBKC 0.80% $800.00 13X
Pure Point 0.80% $800.00 13X
Salem Five 0.80% $800.00 13X
Star One 0.80% $800.00 13X
Rising 0.80% $800.00 13X
Alliant 0.75% $750.00 12X
iGObanking 0.75% $750.00 12X
Purely 0.75% $750.00 12X
Synchrony 0.75% $750.00 12X
Western State 0.75% $750.00 12X
Brio 0.70% $700.00 12X
Envision 0.70% $700.00 12X
Mutual One 0.70% $700.00 12X
Elements 0.65% $650.00 11X
My Savings 0.65% $650.00 11X
Northfield 0.65% $650.00 11X
EBSB 0.62% $620.00 10X
Northpointe 0.55% $550.00 9X
Credit Karma 0.52% $520.00 9X
HSBC 0.50% $500.00 8X
Level 0.50% $500.00 8X
Investors 0.40% $400.00 7X
UFB 0.40% $400.00 7X
Web 0.40% $400.00 7X
Betterment 0.40% $400.00 7X
Wealthfront 0.35% $350.00 6X
Robinhood 0.30% $300.00 5X
Empower 0.25% $250.00 4X
Radius 0.25% $250.00 4X
SoFi 0.25% $250.00 4X
National Average 0.06% $60.00 1X
E*Trade 0.05% $50.00 0.8X
Memory 0.05% $50.00 0.8X
Personal Capital 0.05% $50.00 0.8X
Bank Of America 0.01% $10.00 0.2X
Wells Fargo 0.01% $10.00 0.2X